How to find an Algonquin short sale Realtor

Algonquin short sale Realtor

Every homeowner in Algonquin, Huntley or Lake In The Hills should be educated on their options to avoid a foreclosure should they ever find themselves in that predicament. Many options are available to distressed homeowners however; short sales are becoming increasingly popular due to its abilities to assist homeowners in many ways. Short sales offer cash back incentives, a credit score that suffers far less than one of a foreclosure and the assistance of an Algonquin short sale Realtor at no cost.

Algonquin short sale RealtorFor any Realtor who has even the slightest amount of education on a short sale will tell you immediately that they know from experience or have heard by word of mouth that a short sale can be somewhat of a lengthy process. Although that may be sometimes accurate, at the end of many short sales and to encourage homeowners to opt for a short sale, lenders are offering cash back incentives of up to $30,000. In addition, qualified homeowners may receive $3,000 cash back to assist with relocation expenses through the Home Affordable Foreclosure Alternatives government program. These incentives vary depending on the lender and how long the short sale process may take. The incentives are given to help with relocation and possibly begin the process of paying off debt that may have accumulated throughout your time of delinquency before your short sale.

Algonquin short sale Realtor

Something each and every homeowner worries about is how their credit will be affected once all is said and done. The truth is, a short sale itself may drop your credit score by 50 points, however it will the delinquent mortgage payments that do the most damage; each missed payment ranging around 30 points. When you compare a short sale versus a foreclosure you will see that a foreclosure may lower your credit score by 300+ points and sit on your credit report for up to ten years. A short sale will typically recover within two years while usually displaying “paid as negotiated” or “settled in full” on your credit report. A foreclosure also has the potential to hold you back from a certain career path because it is not uncommon for employers to do a credit check before making a decision.

Finding a good Algonquin short sale Realtor

One of the greatest benefits of a short sale is having an experienced Algonquin short sale Realtor assisting you throughout your short sale. The goal of a short sale Realtor Is to handle all negotiations on your behalf while working aggressively to get your home sold. A highly qualified expert in short sales will be able to keep constant exceptional communication with all parties involved while offering their services to you, at no cost; your lender will typically pay all commission and closing costs. There is no reason to let your home go into foreclosure when you have options available and professionals who dedicate their lives to helping distressed homeowner’s move on with their lives and into a more positive direction of their future.

My name is Craig Roe and I have been helping homeowners in Algonquin, Huntley, Lake In The Hills and Crystal Lake avoid foreclosure. If you would like to know what you could qualify for please give me a call. I would be happy to explain what your options are.

If you would like more information about Algonquin short sales please contact:

Craig Roe
Hometown Real Estate

2413 Algonquin Road
Algonquin, IL 60102


Algonquin short sale Realtor

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